Federal employees retiring in 2025 must plan carefully to avoid paycheck gaps. The dates at the end of May and December offer opportunities to time retirement for a smooth financial transition. The key is aligning the retirement with the last pay period of the year or late spring to avoid any delays in pension or severance payouts while ensuring ongoing healthcare benefits. https://www.federalpensionadvisors.com/post/fers-best-dates-to-retire-2025