The predicted 2.3% COLA for 2026 signals that inflation may be slowing, but it doesn’t mean financial relief for retirees is on the horizon. Essential costs like food, housing, and healthcare remain elevated, and upcoming economic policies—particularly tariffs—could trigger new waves of inflation. This article examines how the COLA is calculated, the realities facing federal retirees,... https://www.federalpensionadvisors.com/post/cola-2026-predictions