If you’re just starting out with saving, you may have heard of CDs (certificates of deposit). CDs are investments that give you a fixed interest rate for a set period of time, called the "term." While they typically offer higher rates than savings or money market accounts, you have to leave your investment in the account for the full term to avoid a penalty. When the term ends, the CD... https://cbna.com/blog/personal-finance/what-is-cd-laddering-a-beginners-guide-to-a-smart-savings-strategy